Your $10,000 Wedding Budget: Where Should the Money Go?

Figuring out your wedding budget is the first step toward getting all that planning taken care of. After all, you’ll need to know how much you can spend before you can start working on the details. The good news is, big inspiration doesn’t have to mean a big budget. If you’re looking to spend a little less, here’s how to turn a $10,000 budget into an incredible wedding celebration. Looking to prioritize differently? Move the funds around to fit your style, whether that means splurging on food or skipping flowers to get a great band instead of a DJ.

Read on for the best way to stretch that $10,000 wedding budget and get the most bang for your buck.

Ceremony and Reception: $4,600

The venue will be your biggest ticket item, no matter what you’re spending. Seek out a reception venue that includes catering, a bar package, basic rentals (think simple linens and banquet chairs), and service all in one, as you can save money with a package deal. Many venues also make cakes on-site, which will be added to your food and beverage package. If you’re planning to get a cake elsewhere, limit yourself to between $200 and $300 to help your budget go further, or look into options like cupcakes, pies, or an ice cream bar, which will be more affordable because they’re not as labor-intensive as a fondant-wrapped wedding cake.

Attire and Accessories: $1,300

This includes attire for both you and your partner, accessories, and hair and makeup. Allocate around $600 for a wedding dress (and make sure to account for alterations). There are a ton of beautiful gowns for under $1,000, and a perfect fit will make an affordable gown look like couture. That leaves $200 for accessories (think shoes, jewelry, and veil), plus another $200 for hair and makeup. For grooms, $100 can get a fantastic rental from sites like The Black Tux, leaving $200 for wedding bands.

Photo and Video: $1,200

To preserve those memories, you can use all $1,200 for your photographer or split it up to add video. Look for a package that includes an album, or set aside an extra $200 to create a beautiful one online once you’ve got the high-res photos.

Flowers and Décor: $900

On average, $75 will get you a beautiful bridal bouquet, while $20 a pop is plenty for simple blooms for five bridesmaids—and they can be repurposed as centerpieces at the reception. If you’re looking to stretch your floral budget, skip the boutonnieres and corsages, or just get a boutonniere for the groom. Opt for a few simple arrangements for the ceremony space, then devote the rest to flowers for centerpieces.

Entertainment: $900

A smaller budget most likely means you’ll be hiring a DJ instead of a band, but it’s all about finding the right one, not how much you spend. Look for a DJ with lots of wedding experience who will work with you to customize the playlist—a great DJ will help track down the tunes you love, even if they’re more obscure. Love the DJ who plays at your favorite bar on Saturday nights? Next time you’re out, ask how much it would cost for them to play for the evening on your wedding day. You might be surprised. No matter who you hire, make sure they’ll bring their own equipment, including speakers, so you’re not stuck renting elsewhere.

Invitations, Etc.: $400

About $300 of this budget should go toward anything you’re mailing: save the dates, invitations, and thank-you cards—and don’t forget the postage. A simple suite with your wedding website’s URL will weigh less (fewer stamps, hooray!) while still allowing you to share all of the necessary information with guests. The remaining $100 should be used on escort cards, menus, and ceremony programs, or skip the individual pieces of paper in favor of pretty signage with table assignments and the evening’s proceedings that can double as décor.

Favors and Gifts: $400

For a couple on a budget, favors may not be super high on your radar. If you can’t imagine sending guests home empty-handed, allocate between $100 and $200 for a small token (or ask your caterer about doing a late-night treat like cookies as guests head out the door). Divide the remaining funds amongst gifts for bridesmaids, groomsmen, and your parents.

Lodging and Transportation: $300

You’ve got to stay somewhere. When setting up your room block, ask if the hotel offers a free stay for the couple if a minimum number of rooms is met, which could leave you $300 in your budget for a fab getaway car and shuttles for your guests. Staying in the same place where you’re getting married? Use this to upgrade to a suite for the night.